A dollar account for Philippine freelancers. The rate you see here is the rate that lands in your peso wallet, to the centavo.
We charge nothing on the conversion. Zero monthly fees, zero minimum balance, zero fine print.
The number above is the mid-market rate. We add nothing to it, ever, not a basis point.
Inbound wire, ACH, and InstaPay cash-out fees are absorbed by Earnido. You only see the rate.
Most providers show you a friendly rate, then quietly take their cut inside the spread and the fees before you ever see it. We do not. The number at the top of this page is the mid-market rate, pulled live from the order book, with nothing added on top.
is of a typical electricity bill.
Annualized from a $300 monthly cash-out, the worked example this page uses throughout. Fees and spreads measured against the live mid-market rate from each provider's published pricing. Electricity anchored at 200 kWh a month at Meralco's published residential rate.
Your Earnido account comes with a real US routing and account number. Share it with clients, marketplaces, or payroll: Upwork, Deel, Toptal, direct ACH and wire all settle same-day.
When you are ready, convert at the mid-market rate, the same number at the top of this page. No markup, no padded spread, no waiting for batch processing.
Send to GCash, Maya, BDO, BPI, or any Philippine bank via InstaPay. The transfer fee is on us, so your pesos arrive in full, typically within minutes.